While in Ho Chi Minh City recently, I became a little sick.
I had the flu and spent a lot of the time looking at the ceiling and talking to my imaginary alter ego (the brain plays weird tricks when you’re running a fever) who was giving me a big task list in my delirious state. I dealt with it by going to the pharmacy and requesting prescription drugs…without a prescription. Not ideal.
It could have been much worse.
I’ve been fairly adventurous
reckless over the years, prioritising exciting experiences over personal health and safety. I chose street food over fresh vegetables, for example, and allowed myself far too much exposure to the sun and often terrible air quality.
I thought often about repatriation (when you are flown to your home country in the event of an emergency) – especially while on the heavily trafficked streets of Vietnam – but did nothing about it. I very rarely visited a doctor. But I’m older now, and I believe wiser (though some might disagree).
Remote workers can feel more at ease when bouncing from one country to the next by doing the right thing and taking out insurance.
Norwegian startup SafetyWing is targeting digital nomads specifically with medical and travel insurance, which is which is available to everyone apart from nationals from Iran, Cuba and North Korea. The default length of coverage is 4 weeks (28 days), and helpfully moped/scooter accidents are included…
SafetyWing is not your typical insurance company: the business is staffed by digital nomads working across continents and time zones, so they get it and speak ‘our’ language – quite unlike the suits working for big insurance corporates, who have a very different travel experience. This is reflected on their easy to use website, though I’m not sure what the cartoon characters are about…